Homeowner self-reports miss critical details. OfferWise returns a verified property risk profile — roof age, electrical panel type, plumbing material, flood zone, seismic exposure, and permit history — from public data and document analysis.
One API call returns everything you need to assess property condition risk. No inspector visit required.
Price policies based on actual property condition, not homeowner self-reports. FPE panels, galvanized pipes, and aging roofs are flagged automatically.
Identify high-risk properties before binding coverage. Unpermitted additions, deferred maintenance, and environmental exposure are surfaced instantly.
Properties with known deferred maintenance are more likely to file claims. OfferWise's risk flags correlate directly with first-year claim probability.
The research endpoint returns in under 3 seconds. No waiting for inspections. Integrate into your quote flow for real-time underwriting decisions.
Contact us for volume pricing and integration support. We work with carriers, MGAs, and InsurTech platforms.