For Mortgage Lenders & Loan Officers

Property condition intelligence
for smarter underwriting.

Appraisals tell you what a property is worth. OfferWise tells you what it will cost to maintain. Screen every loan application for hidden structural, environmental, and deferred maintenance risks — via API or dashboard.

View API Documentation → Talk to Us
13
Live data sources per property
<3s
Screening response time
4
API endpoints
The Problem

Appraisals miss what inspections find.

Your collateral could have $40K in foundation issues, an unpermitted addition, or a roof with 2 years of remaining life. Appraisals don't catch these. OfferWise does.

🏗

Pre-Approval Screening

Run any address through the screen endpoint before committing. Get flood zone, seismic risk, AVM, and environmental flags in under 3 seconds.

📋

Collateral Risk Assessment

When the borrower submits their inspection report, run a full analysis. Get repair cost estimates, deal breakers, and a condition-adjusted property value.

Portfolio Monitoring

Screen existing portfolio properties for emerging risks — flood zone reclassifications, seismic events, air quality changes, and permit activity.

🔌

LOS Integration

RESTful API drops into Encompass, Byte, or any LOS with webhook support. Bearer token auth, JSON responses, usage tracking built in.

API

Three endpoints, one integration.

Screen properties at scale, research individual addresses, or run full document analysis.

# Screen a property in your pipeline
POST /api/v1/screen
{ "address": "1234 Oak St, San Jose CA 95123", "asking_price": 985000 }

# Response: risk flags, AVM, flood zone, days on market
{ "risk_flags": [{ "flag": "overpriced", "severity": "medium" }], "estimated_value": 952000 }
# Full analysis with borrower's inspection report
POST /api/v1/analyze
{ "disclosure_text": "...", "inspection_text": "...", "property_price": 985000 }

# Response: risk score, repair costs, deal breakers, recommended value

Add condition intelligence to your pipeline.

Start with the API Starter plan (500 calls/month) or contact us for volume pricing.

Get API Access → Contact Sales