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OfferWise
AI-POWERED PROPERTY ANALYSIS · PATENT PENDING
January 28, 2026
Report OW-X7K9M2
4827 Oakridge Drive, San Jose, CA
Listed at $1,295,000
74
Score
MODERATE RISK
Recommended Offer
$1,238,000
$57,000 below asking (4.4%)
Estimated repairs: $38,400–$52,800
74
OfferScore™
2
Critical Issues
$38K–$53K
Est. Repairs
62/100
Transparency
📊 Executive Summary
This AI-powered analysis evaluated 18 inspection findings and cross-referenced them against the seller's disclosure statements for the property at 4827 Oakridge Drive, listed at $1,295,000. The analysis identified 2 critical issues that require immediate attention, with estimated total repair costs ranging from $38,400 to $52,800. The seller's disclosures were assessed as partially transparent, scoring 62 out of 100. Two red flags were identified where seller disclosures do not fully align with inspection findings. Additionally, pattern analysis identified 2 potential hidden issues that may not be visible during a standard inspection. Based on the overall risk profile, the recommended offer price is $1,238,000, representing a 4.4% reduction from the asking price.
Critical Issues (2)
Roof Exterior exhibits deteriorated flashing around chimney and skylights with active water intrusion staining visible in the attic. Estimated repair costs range from $18,000 to $28,000. A comprehensive evaluation by a qualified roofing specialist is strongly recommended before proceeding.
HVAC Systems exhibits a cracked heat exchanger in the furnace, which poses a carbon monoxide safety hazard. Estimated repair costs range from $8,000 to $12,000. A comprehensive evaluation by a qualified HVAC specialist is strongly recommended before proceeding.
Property Strengths
Foundation and structural elements are in good condition with no evidence of settlement, cracking, or moisture intrusion.
Electrical panel was upgraded to 200-amp service within the past five years with modern GFCI protection throughout.
Copper plumbing throughout with no evidence of leaks, galvanic corrosion, or polybutylene piping.
Seismic retrofitting completed in 2019 including foundation bolting and cripple wall bracing.
Page 2 — Risk Analysis
🧬 Property Risk DNA™
Structural
18
Building Systems
64
Transparency
48
Temporal Risk
35
Financial Exposure
42
Higher score = higher risk · Composite Score: 41/100
📋 Risk Category Breakdown
Roof & Exterior
Critical
$18K–$28K
HVAC & Systems
Critical
$8K–$12K
Interior
Moderate
$2K–$5K
Plumbing
Low
Electrical
Low
Foundation
Low
🔍 Seller Transparency Report™
62
out of 100
C+
Partially Transparent
Seller disclosures contain notable omissions regarding known property conditions.
Omission: 55
Minimization: 68
Consistency: 64
🚩 Red Flags — Disclosure Inconsistencies (2)
Roof Condition Omission
Seller disclosed "no known roof leaks" but inspection found active water intrusion staining in the attic beneath deteriorated chimney flashing. This contradiction suggests the seller was aware of or should have been aware of an ongoing moisture problem.
HVAC Age Minimization
Seller disclosed HVAC as "serviced regularly" but inspection revealed the furnace heat exchanger is cracked, which is a safety hazard that regular servicing would have identified. The system appears to be 22 years old, well past its expected useful life.
Page 3 — Predictions & Analysis
🔮 Predicted Hidden Issues (2)
AI-powered pattern analysis identifies potential issues that may not be visible during a standard inspection.
Hidden Water Damage Behind Walls
Est. $5,000–$15,000Within 1–2 yearsHIGH
82%
probability
Analysis Reasoning
Active roof leaks combined with attic staining indicate moisture has been entering the building envelope for an extended period. In properties with similar conditions, hidden water damage behind walls and in ceiling cavities is found in approximately 82% of cases during renovation or targeted demolition.
Recommended specialist: Water damage restoration specialist
Ductwork Contamination from Cracked Heat Exchanger
Est. $3,000–$6,000Immediate concernMEDIUM
71%
probability
Analysis Reasoning
A cracked heat exchanger can allow combustion byproducts to enter the duct system. Over time this often leads to soot deposits and contamination throughout the ductwork, requiring professional cleaning or partial replacement when the furnace is replaced.
Page 4 — Strategy & Negotiation
💡 Strategic Options
Conservative Offer
$1,220,000
Maximize savings — account for all identified and predicted repair costs. This approach factors in worst-case repair scenarios and provides maximum negotiation leverage. Best used when inventory is high or the property has been on market for over 30 days.
Balanced Offer
$1,238,000
Split the difference — cover confirmed repairs, negotiate the rest. This is the recommended approach. Deducts confirmed repair costs while leaving room for negotiation on predicted issues. Positions you as a serious buyer while protecting your investment.
Competitive Offer
$1,260,000
Win the deal — minimal discount, strong inspection contingency. Best used in competitive situations with multiple offers. Protects you through contingency clauses rather than price reduction, giving you leverage to renegotiate after the inspection period.
🎯 Negotiation Leverage Points
Roof replacement needed within 1-2 years: deduct $18,000-$28,000 from offer price based on three contractor estimates for similar scope.
HVAC furnace heat exchanger cracked — safety hazard requiring immediate replacement: deduct $8,000-$12,000.
Seller disclosure inconsistency on roof condition creates additional negotiation leverage for price reduction or seller-funded repairs.
Hidden water damage risk (82% probability) justifies requesting a seller credit of $5,000-$10,000 for future remediation.
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Important Disclaimer
This analysis is provided for informational purposes only and does not constitute professional advice. Always consult with licensed professionals including home inspectors, structural engineers, contractors, real estate attorneys, and financial advisors before making real estate decisions. OfferScore™, Property Risk DNA™, and Seller Transparency Report™ are patent-pending technologies of OfferWise Inc.
Every Report Includes

Three patent-pending innovations that no other tool offers.

📊

OfferScore™

A single number that tells you the property's overall condition. Built from inspection findings, seller transparency, and repair cost analysis across every major system.

🧬

Property Risk DNA™

A 64-dimensional risk profile covering structural integrity, building systems, seller transparency, temporal degradation, and financial exposure. See exactly where the risk lives.

🔍

Seller Transparency Report™

The industry's first AI cross-reference between seller disclosures and inspection findings. Detects omissions, minimizations, and outright contradictions that give you negotiation leverage.

🔮

Predicted Hidden Issues

Pattern analysis identifies problems that aren't visible during a standard inspection — water damage behind walls, electrical issues in inaccessible areas, and more.

💡

Strategic Offer Options

Three data-driven offer strategies (Conservative, Balanced, Competitive) with dollar amounts, rationale, and tactics tailored to your specific property and market conditions.

🎯

Negotiation Leverage

Specific talking points backed by document evidence. Know exactly what to cite when your agent presents your offer — and which seller contradictions give you the upper hand.

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