Property Risk Report: Mountain View (South), CA 94040
Government risk assessment for homebuyers considering 94040. Data from FEMA, USGS, CAL FIRE, CGS, OpenFEMA, and EPA.
B
Estimated Risk Exposure
$29,000
Ranked #23 of 25 Bay Area zip codes analyzed
42
Risk Score (0–100)
Identified Risks
⚡San Andreas Fault zone
🌊Flood zones (limited)
⚠️20 FEMA disasters
Risk Assessment Detail
Southern Mountain View is on higher ground than North Bayshore. Still within fault influence zone but less flood and liquefaction risk. Generally lower risk than the 94043 zip code.
FEMA Flood ZoneMinimal
Nearest FaultSan Andreas Fault (8 miles)
Wildfire SeverityNot mapped in fire zone
Liquefaction RiskMinimal
FEMA Disaster Declarations20 since 2000
CountySanta Clara County, CA
💰 Insurance & Cost Implications
Lower risk profile than North Bayshore. Standard earthquake insurance recommended for all Bay Area properties.
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Frequently Asked Questions
Is 94040 in a flood zone?
Most of Mountain View (South) (94040) is outside mapped FEMA flood zones. However, localized flooding can occur in creek-adjacent and low-lying areas. Check your specific address for precise flood zone determination.
What is the earthquake risk in Mountain View (South)?
Mountain View (South) is located 8 miles from the San Andreas Fault. Liquefaction risk is minimal in this area, but seismic shaking from nearby faults is still a concern. Santa Clara County has experienced 20 FEMA disaster declarations since 2000. The California Earthquake Authority (CEA) offers residential earthquake insurance — coverage is optional but recommended this close to active faults.
Are there wildfire risks in Mountain View (South)?
Mountain View (South) is not in a CAL FIRE-designated wildfire severity zone. Wildfire risk is minimal for most properties in 94040. This is one area where this zip code has a lower risk profile compared to hillside and canyon communities.
How is the $29,000 exposure calculated?
The exposure estimate is based on industry-standard cost models: NFIP average flood insurance claims, USGS earthquake damage probability models, CAL FIRE wildfire rebuilding cost data, and historical disaster costs from OpenFEMA. It represents the estimated financial impact of the identified risks based on what these events actually cost homeowners. Individual properties will vary based on exact location, construction, elevation, and proximity to specific hazards.
Data Sources & Methodology
Flood zones: FEMA National Flood Hazard Layer (NFHL) — msc.fema.gov