Property Risk Report: San Francisco (Bayview), CA 94124
Government risk assessment for homebuyers considering 94124. Data from FEMA, USGS, CAL FIRE, CGS, OpenFEMA, and EPA.
D
Estimated Risk Exposure
$65,000
Ranked #9 of 25 Bay Area zip codes analyzed
70
Risk Score (0–100)
Identified Risks
🌊FEMA flood zones
🏚️Liquefaction extreme
💨Air quality concerns
⚠️15 FEMA disasters
Risk Assessment Detail
Built on former bay fill — extreme liquefaction risk mapped by CGS. FEMA flood zones along waterfront. Historically poor air quality from nearby industrial/port operations. Hunters Point Superfund proximity.
FEMA Flood ZoneAE (waterfront)
Nearest FaultSan Andreas Fault (8 miles)
Wildfire SeverityNot mapped in fire zone
Liquefaction RiskYes — mapped by CGS
FEMA Disaster Declarations15 since 2000
CountySan Francisco County, CA
💰 Insurance & Cost Implications
Flood insurance for waterfront properties. Earthquake insurance critical due to extreme liquefaction risk on bay fill.
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Frequently Asked Questions
Is 94124 in a flood zone?
Yes — FEMA maps show flood zone designation AE (waterfront) in parts of San Francisco (Bayview). Properties in FEMA Special Flood Hazard Areas (zones starting with A or V) require mandatory flood insurance if you have a federally-backed mortgage. Premiums typically range from $2,000 to $4,500 per year.
What is the earthquake risk in San Francisco (Bayview)?
San Francisco (Bayview) is located 8 miles from the San Andreas Fault. The California Geological Survey has mapped liquefaction zones in this area, meaning the ground could become unstable during a major earthquake. San Francisco County has experienced 15 FEMA disaster declarations since 2000. The California Earthquake Authority (CEA) offers residential earthquake insurance — coverage is optional but recommended this close to active faults.
Are there wildfire risks in San Francisco (Bayview)?
San Francisco (Bayview) is not in a CAL FIRE-designated wildfire severity zone. Wildfire risk is minimal for most properties in 94124. This is one area where this zip code has a lower risk profile compared to hillside and canyon communities.
How is the $65,000 exposure calculated?
The exposure estimate is based on industry-standard cost models: NFIP average flood insurance claims, USGS earthquake damage probability models, CAL FIRE wildfire rebuilding cost data, and historical disaster costs from OpenFEMA. It represents the estimated financial impact of the identified risks based on what these events actually cost homeowners. Individual properties will vary based on exact location, construction, elevation, and proximity to specific hazards.
Data Sources & Methodology
Flood zones: FEMA National Flood Hazard Layer (NFHL) — msc.fema.gov