Property Risk Report: Redwood City (Woodside), CA 94062

Government risk assessment for homebuyers considering 94062. Data from FEMA, USGS, CAL FIRE, CGS, OpenFEMA, and EPA.

C

Estimated Risk Exposure

$44,000
Ranked #18 of 25 Bay Area zip codes analyzed
56
Risk Score
(0–100)

Identified Risks

San Andreas Fault <4mi
🔥 Wildfire high
⚠️ 17 FEMA disasters

Risk Assessment Detail

Hill areas in CAL FIRE High wildfire severity zones. Close to San Andreas Fault. Limited evacuation routes in canyon neighborhoods. Beautiful but exposed location.
FEMA Flood Zone Minimal
Nearest Fault San Andreas Fault (4 miles)
Wildfire Severity High
Liquefaction Risk Minimal
FEMA Disaster Declarations 17 since 2000
County San Mateo County, CA
💰 Insurance & Cost Implications High-value homes in wildfire zones face premium surcharges. Canyon roads create evacuation risk. Defensible space requirements apply.

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Frequently Asked Questions

Is 94062 in a flood zone?
Most of Redwood City (Woodside) (94062) is outside mapped FEMA flood zones. However, localized flooding can occur in creek-adjacent and low-lying areas. Check your specific address for precise flood zone determination.
What is the earthquake risk in Redwood City (Woodside)?
Redwood City (Woodside) is located 4 miles from the San Andreas Fault. Liquefaction risk is minimal in this area, but seismic shaking from nearby faults is still a concern. San Mateo County has experienced 17 FEMA disaster declarations since 2000. The California Earthquake Authority (CEA) offers residential earthquake insurance — coverage is optional but recommended this close to active faults.
Is Redwood City (Woodside) in a wildfire zone?
CAL FIRE has designated portions of Redwood City (Woodside) as High Fire Hazard Severity Zone (FHSZ). This means defensible space requirements apply, insurance premiums may be higher, and some insurers may decline coverage. Check the CAL FIRE FHSZ viewer for your exact property.
How is the $44,000 exposure calculated?
The exposure estimate is based on industry-standard cost models: NFIP average flood insurance claims, USGS earthquake damage probability models, CAL FIRE wildfire rebuilding cost data, and historical disaster costs from OpenFEMA. It represents the estimated financial impact of the identified risks based on what these events actually cost homeowners. Individual properties will vary based on exact location, construction, elevation, and proximity to specific hazards.
Data Sources & Methodology

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