California Home Inspection Requirements: What Buyers Need to Know
California doesn't require a home inspection by law โ but that doesn't mean you should skip one. Here's what the law says and what smart buyers do.
One of the most common questions first-time California homebuyers ask: is a home inspection required? The short answer is no โ California law does not mandate that buyers get a home inspection before purchasing a property. But the longer answer is more nuanced.
What California Law Actually Requires
While buyers aren't required to get an inspection, California law does require several things that make inspections practically essential:
- Seller disclosure is mandatory. Under Civil Code ยง1102, sellers must provide a Transfer Disclosure Statement (TDS) disclosing known defects. But sellers only disclose what they know โ or claim to know.
- Agent inspection is mandatory. Under Civil Code ยง2079, real estate agents must conduct a reasonably competent visual inspection of accessible areas. But this is limited to what's visible โ no crawlspaces, no roofs, no attics.
- The buyer has the right to inspect. Standard California purchase contracts include an inspection contingency giving buyers the right to conduct inspections at their own expense during the contingency period.
The gap between what the seller discloses and what an agent can see is enormous. That gap is exactly what a professional home inspection fills.
What California Home Inspectors Must Cover
Home inspections in California are governed by the Business and Professions Code ยง7195-7199. California inspectors must follow Standards of Practice set by their certifying organization (typically InterNACHI or ASHI). A standard inspection must include:
- Structural components (foundation, framing, floors, walls, ceilings, roof structure)
- Exterior surfaces and components (siding, trim, drainage)
- Roofing (covering materials, drainage, flashing, skylights)
- Plumbing (supply lines, drain lines, water heater, fixtures)
- Electrical (service entrance, panels, branch circuits, outlets)
- Heating and cooling systems
- Interior components (walls, ceilings, floors, doors, windows, stairs)
- Insulation and ventilation
- Fireplaces and chimneys
Important limitation: California law specifies that home inspections are "noninvasive." Inspectors cannot cut into walls, dig up foundations, or disassemble systems. They report on what they can see and access. This is why certain issues โ hidden mold, sewer line condition, geological problems โ may require separate specialist inspections.
Inspections You Should Consider Beyond the Standard
| Inspection | When to Get It | Cost |
|---|---|---|
| Sewer lateral (camera) | Any home over 30 years old | $200-$500 |
| Pest/termite (WDO) | Always in California | $150-$300 |
| Roof specialist | If roof is 15+ years old | $200-$500 |
| Foundation specialist | If cracks or settling noted | $300-$800 |
| Mold testing | If moisture or staining found | $300-$600 |
| Geological/soil | Hillside properties | $1,000-$3,000 |
| Pool/spa | If property has a pool | $150-$350 |
Waiving the Inspection: Don't
In competitive California markets โ especially the Bay Area, Los Angeles, and San Diego โ buyers sometimes waive the inspection contingency to make their offer more attractive. This is one of the riskiest decisions you can make as a buyer. Without an inspection, you're relying entirely on the seller's disclosure, the agent's limited visual check, and your own untrained eye.
If you feel pressured to waive, consider a compromise: shorten the contingency period to 7-10 days instead of the standard 17, or offer to do a "pre-inspection" before making an offer (some sellers allow this). Waiving entirely should be an absolute last resort, and only for homes in clearly excellent condition.
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