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California Home Inspection Requirements: What Buyers Need to Know

California doesn't require a home inspection by law โ€” but that doesn't mean you should skip one. Here's what the law says and what smart buyers do.

๐Ÿ“… Updated February 2026โฑ๏ธ 10 min read

One of the most common questions first-time California homebuyers ask: is a home inspection required? The short answer is no โ€” California law does not mandate that buyers get a home inspection before purchasing a property. But the longer answer is more nuanced.

What California Law Actually Requires

While buyers aren't required to get an inspection, California law does require several things that make inspections practically essential:

The gap between what the seller discloses and what an agent can see is enormous. That gap is exactly what a professional home inspection fills.

What California Home Inspectors Must Cover

Standard California Home Inspection Coverage Grid showing what a standard home inspection covers (structure, electrical, plumbing, HVAC, roof, interior) versus what requires specialist inspections (sewer, pest, mold, geological) Standard California Home Inspection Coverage โœ… INCLUDED IN STANDARD INSPECTION ๐Ÿ  Structure Foundation, framing ๐Ÿ”Œ Electrical Panel, outlets, wiring ๐Ÿ”ง Plumbing Pipes, fixtures, WH ๐ŸŒก๏ธ HVAC Heat, AC, ducts ๐Ÿ—๏ธ Roof Surface, flashing ๐ŸชŸ Interior Walls, floors, doors ๐ŸŒง๏ธ Exterior Siding, drainage ๐Ÿ”ฅ Fireplace Chimney, damper ๐Ÿ’จ Insulation Attic, ventilation โŒ REQUIRES SPECIALIST ๐Ÿ“น Sewer Camera $200-$500 ๐Ÿ› Pest / Termite $150-$300 ๐Ÿ”ฌ Mold Testing $300-$600 โ›ฐ๏ธ Geological / Soil $1,000-$3,000 ๐Ÿ  Roof Specialist $200-$500 ๐ŸŠ Pool / Spa $150-$350 ๐Ÿ’ก The seller's TDS fills the gap between standard + specialist inspections

Home inspections in California are governed by the Business and Professions Code ยง7195-7199. California inspectors must follow Standards of Practice set by their certifying organization (typically InterNACHI or ASHI). A standard inspection must include:

Important limitation: California law specifies that home inspections are "noninvasive." Inspectors cannot cut into walls, dig up foundations, or disassemble systems. They report on what they can see and access. This is why certain issues โ€” hidden mold, sewer line condition, geological problems โ€” may require separate specialist inspections.

Inspections You Should Consider Beyond the Standard

InspectionWhen to Get ItCost
Sewer lateral (camera)Any home over 30 years old$200-$500
Pest/termite (WDO)Always in California$150-$300
Roof specialistIf roof is 15+ years old$200-$500
Foundation specialistIf cracks or settling noted$300-$800
Mold testingIf moisture or staining found$300-$600
Geological/soilHillside properties$1,000-$3,000
Pool/spaIf property has a pool$150-$350

Waiving the Inspection: Don't

In competitive California markets โ€” especially the Bay Area, Los Angeles, and San Diego โ€” buyers sometimes waive the inspection contingency to make their offer more attractive. This is one of the riskiest decisions you can make as a buyer. Without an inspection, you're relying entirely on the seller's disclosure, the agent's limited visual check, and your own untrained eye.

If you feel pressured to waive, consider a compromise: shorten the contingency period to 7-10 days instead of the standard 17, or offer to do a "pre-inspection" before making an offer (some sellers allow this). Waiving entirely should be an absolute last resort, and only for homes in clearly excellent condition.

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